Description

WHO WE ARE:
As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Why Join
To play a crucial role in developing, validating, and implementing advanced analytical and data solutions to enhance OCBC's credit risk management capabilities. This role focuses on using statistical methods (e.g., loss forecasting, stress testing) and data analytics to derive insights to facilitate management of our consumer credit portfolios.

How it works
The successful candidate will be a highly analytical and detail-oriented individual with strong programming skills and a solid understanding of credit risk principles. This role requires close collaboration with various stakeholders including Risk Management, Data Science, IT, and business units.

What you do

• Perform in-depth analysis of consumer credit portfolios to assess portfolio performance, risk migration, concentration risks, and emerging trends across products, customer segments, and risk grades. Translate analytical findings into actionable recommendations to support credit strategy and policy formulation.
• Lead or support advanced analytics initiatives such as loss forecasting, stress testing, and scenario analysis. Apply sound statistical and analytical techniques to evaluate portfolio sensitivity under different economic environments assumptions.
• Design, develop, and maintain end-to-end portfolio reporting and dashboards, delivering clear, concise, and timely insights to senior management. Ensure consistency, accuracy, and automation of recurring reports while continuously enhancing report content to reflect evolving risk priorities.
• Build, optimise, and automate analytics pipelines (primarily using Python) to support credit risk models, portfolio monitoring, and ad hoc analyses. Improve code efficiency, scalability, and robustness, while ensuring strong documentation and reproducibility of analytics workflows.
• Support regulatory, audit, and management requests by providing well-structured analyses, documentation, and clear explanations of methodologies, assumptions, and results.

Who you are

• Bachelor's degree with quantitative content.
• Strong working experience with Python for data manipulation and analysis (Python proficiency is mandatory).
• Experience with SQL, SAS, and/or Hadoop is advantageous.
• At least 5 years of hands-on analytics experience, ideally within financial services or credit risk.
• A clear, structured communicator who can translate data into meaningful narratives for stakeholders.
• Able to work independently, manage multiple priorities, and thrive in a fast-paced environment.
• Demonstrated ability to guide or lead junior analysts.
• Adaptable, resourceful, and eager to take on new challenges.

Who you work with
Group Risk Management works independently to protect, build, and drive our businesses. The team support good decision-making. With strong risk analysis. And a crucial, comprehensive role in sharpening our competitive edge. Optimizing risk-adjusted returns. It's about seeking and adopting best-in-class practices. Protecting the group from unforeseen losses. Keeping risk within appetite. Embracing change and managing growth in one of the world's strongest banks.

What we offer:
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.